Rates & Fees

VerifiedAdvance.com does not lend money. We provide you with access to a network of lenders and financial service providers and other third-party lender networks that have access to additional lenders. There is no fee to use our online loan request.

Each loan provider in the network operates as a separate company and each establishes its own rates and fees. VerifiedAdvance.com does not determine the fees or interest on any loan, nor does VerifiedAdvance.com own any interest in or control any of the funding partners included in its network.

After you submit your loan request to VerifiedAdvance.com, it is reviewed by our network of lenders and financial service providers and other third-party lender networks that have access to additional lenders. If you are connected, the lender will send you detailed information about the loan offer, including interest rates, fees and repayment timeline, which you should review carefully. If we can't find a loan offer for you, we may pass some limited information about you to our marketing partners so you can receive offers for credit repair, credit monitoring, debt relief or similar services. You are not obligated to accept a loan offer. Make sure you understand the interest rate and fees charged on a loan before you accept it.

As part of the Truth in Lending Act, loan providers must inform you of all fees and interest rates they charge on their loans. Please understand that you are under no obligation to accept the loan if you find these terms unacceptable.

Rates and fees for a short term alternative loan are typically higher than those you will find at a bank. The short alternative forms of credit provided by lenders in the VerifiedAdvance.com network are not meant for long-term borrowing and are usually paid back in full, including interest and fees, on your next payday.

Some states have enacted laws regulating the interest rates and fees loan providers can charge borrowers; therefore, your state of residence may impact the rates and fees charged on your loan. It's a good idea to review the laws regulating consumer finance in your state to see if such a loan would be advantageous to you.